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Often there is a lot of work and hassle in clearing someone’s name. You will find that when it comes to your identity, you will be financial ruined for a very long time. You will have to deal with credit card fraud, money stolen, and even your personal name will be ruined for years to come. There are people who are still being questioned about their identity from a scam that happened ten years ago.

When it comes to what the media tends to portray, you will want to consider that they do not give you the pain and suffering side of being a victim. You will want to consider that this is a very emotional devastating time and you may even have to deal with depression and suicidal thoughts.

Imagine losing all your savings. Everything that you have ever worked hard could be taken off of you. How would you feel? You will want to make sure that you think about protecting all of the many things that you have worked on to achieve and obtain.

You couldn’t imagine the pain and suffering that you would feel when you wake up one day to see that your bank accounts have been emptied. You too would be troubled and upset to say the least.

There are many different ways that you can recover from the fraud financially, but what about the emotional aspect? The first step is to alert the police about the fraud. Then you will need to talk to the police about the referrals to counseling services to help you through this difficult time. It will be hard for you to allow others to see your trust. You will also want to take steps to protect yourself from this happening again.

You don’t want to just through all your business in the garbage. It is very important that you shred everything. You will also want to think about taking a plan of action for your future so that you can stabilize your life.

You will also need to lean on others during this time of need. It is very important that you have your family and friends about you. It could take months to help sort out the problem and you will want to take inconsideration of asking for help from some of those who are closest to you. Don’t be afraid to lean on anyone for emotional support during this time of need.

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I received an email this morning saying that my PayPal account had just put into a limited access mode. At first I was thinking what is limited access anyway? I mean, I never expected anything wrong with my account that I would receive this email from PayPal. I was a bit worried about having limited access as most of the online business owner knows that this is the major payment processor we use online.

The ID Theft Risk Management Specialist part of me kicked in and started studying this new email that was “apparently” from PayPal. At first glance, all appeared to be in order until I noticed the following discrepancies:

1. The email is not sending out from actual PayPal email. In the sender information, it is service@paypail.com Vs service @ paypal . com.

2. It provides an fraud case ID. I checked in my account based on the ID provided and I can’t found the record.

3. Another fraud email provided in the email: security@paypalfraudcheck.com Vs security or service @ paypal.com. And attempting to go to this domain automatically redirects to PayPal properly.

4. The way to remove the limit access is simply unreasonable. The email said this: “completing all of the checklist items will automatically restore your account access”.

1) Personal identification – a copy of one photographic ID from the following list:
- Passport – Driving license – National Identification card

2) Address verification – a copy of one of the following (online statements not accepted):
- Utility bill – less than 3 months old
- Bank statement – less than 3 months old

5. Last but not least, he send to my primary email address instead of my paypal email address.

Think about it, if you account is being limited access, that means your account is being monitored by Paypal, there is no way it will restore automatically by simply by submitting these documents. I am sure Paypal will go through the manual verification process in order to remove that access.

6. To further confirm it is a phishing email, I went to do domain whois check on the domain names provided. This screenshot below confirms that this domain does not belong to PayPal.

I found out this appeared to be one of the phishing email that send out by a guy named Ryan Gunness (according to the whois record) and it sound like the following email screenshot. And I received an answer back from spoof@paypal.com within 30 minutes of submitting this email that it is indeed a phishing email.

AKPC_IDS += "618,";

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