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This week, we will breifly discuss the second type of identity theft, Social Security Number Identity Theft.

Everyone has a social security number. Even though we are not to use it as identitification, most businesses will require this as a form of ID and some will use it as the only means of verifying who you are.

The main problem with this is, when someone steals your social security number, they can effectively open new accounts at utilities, cable offices, cell phone accounts, and even some financial institutions. The bottom line is, as always, it will be you who gets these bills, not the identity thief.

You should always protect your social security number by not carrying your card in your purse or wallet, keep it secured at home, and when required to verbalize your number or write it down, do so in a manner that others around cannot hear you recite it or see you write it down.

Medical practitioners will normally require your number in order to match your medical records. This is ok, however, keep an eye out to insure that they do not leave your information laying on the desk or counter, thus exposing you to the World. Also, if they are throwing away some written information about you, ask them to shred it in front of you to insure that your information will stay secure.

When writing checks at a retailer, they may ask for your Drivers License Number and Social Security Number to be written down on the check. Take the initiative to refuse to write down this information. Offer to show the clerk your drivers license and ssn, however, let them know that you are uncomfortable letting out that much personal information on one document. With just one check with all of that information, an identity thief will have your name, address, phone number, bank account information, drivers license number and social security number. This is way too much information to allow on one document, especially if that document is misplaced or misappropriated. If the clerk refuses to take your check, ask to speak to the manager and make your concerns known. Otherwise, you may be exposing your personal information to unknown persons and you should really stay away from doing that! Use a debit card for your purchases to stay away from using checks in this manner.

That’s it for today! We will discuss more about Identity Theft next week!

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In the past, whenever a reader wanted to pick up a book they often went to their local library or book store. Now, more readers are getting their books online. These books are being marketed as e-books. E-books come in a format that is easy to read off of the computer, but they can also be printed. If you are an experienced writer, you may be able to make money by creating your own e-books.

If you are interested in taking part in this money making opportunity, you will first have to find a topic that will inspire readers to purchase your material. This can easily be done by using the internet. You will want to look for popular topics that are being discussed online. It may also be a good idea to see if any e-books are already available, especially those with the topic that you intend to write on. You can still write an e-book on a popular topic, even one with numerous e-books already available; however, it may be more difficult to sell your completed e-book.

After you have found a topic and completed writing, you will then have to make an important decision. This decision may not only have an impact on how much money you make, but how much work additional work will be required. That decision is whether you want to sell your own e-book or have someone else do it for you. As you may assume, there are a number of advantages and disadvantage to each. To select the best option, you are advised to fully examine the advantages and disadvantages. Doing so will allow you to make a more informed decision.

If you decide to sell your own e-book, you will find that it not only takes time, but money as well. Customers cannot purchase your e-book if they do not know that you have created one. For this reason, you will have to effectively market your e-book. This may involve the creation of a website and multiple informational articles. You will need money to design and develop your own website. If you are unfamiliar with web design, you may even need to hire the services of a professional website developer. If time and money is something that you do not have, you may want to examine private label resell rights.

Private label resell rights are how many individuals are making money nowadays. If you make the decision to have someone else sell your creation, you may want to take this route. In a way, you will be giving away your e-book, for a fee of course. The person who purchases the resell rights to your e-book will then be able to sell it to the general public. This person will likely to be experienced in product advertisement. In addition to being experienced, these individuals are will likely have the time to market your e-book, whereas you might not.

When it comes to offering your e-book resell rights for sale, you will have a number of different options. There are many authors who allow their resell rights purchaser to alter their material and then claim the creation rights; however, this is not always the case. By creating your own contract or user agreement, you should be able to stipulate what you want and do not want done with your e-book.
The individuals who purchase the right to resell your e-book will make an unspecified amount of money off the sale. Many times, the amount of money they make will depend on how much work they put into marketing the e-book. While you may be interested in pocketing this money yourself, it is important to understand how resell rights work. When offering your e-book resell rights for sale, you can put any price tag on it that you would like. This means that that you can control how much money you make.

If you are interested in creating e-books for the purpose of offering private label resell rights, you are urged to start examining your options. As the popularity of private label resell rights increases, you may soon find that so does the competition. To make money off of this opportunity, you are encouraged to act fast before someone else creates an e-book just like yours.

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