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A lot of medical identity is often overlooked through the media, because it is still very rare, but it is growing very rapidly. You will want to keep in mind that there are many people who are unable to pay for medical coverage and with desperate times, desperate measures have to be taken.

For those who do not have a medical condition, you probably keep your insurance card in your wallet, but rarely ever use it. You may not even notice if it happens to go missing. You will want to keep in mind that medical identity theft may occur and you may never even realize it until it is too late. You will find that this is very serious, because it may end up taking away your benefits of having the insurance for yourself or for loved ones.

You may find that the blood type on your records could change and you may end up getting medical attention that is not necessary all because your records have been altered. You will find that there are a lot of accidents and incidents that could happen that could lead to you having complications, because of something that someone read in your records.

Not only could be seriously, physically hurt, but you’ll also see the financial hurting too. You may end up having to pay for the insurance claims that others have filed.

You will find that when it comes to repairing the medical identity theft problems, you may end up having some serious issues. You may end up having your personal information shared with hundreds of others in order to get the records kind claims straightened out. In the mean time, you have put yourself at risk for more identity theft thieves to prey on.

Popularity: 5% [?]

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Blogging traffic is a give and take relationship. Sometimes one of the best ways to get traffic to your blog is by visiting someone else ’s blog.

Go to their blog and read one of their entries, or read a few of them. Chances are that you are going to find something that you have in common.

When you find something that you find truly interesting on a blog, leave a comment so that they know that you were there.

One of the best known blogs available is LiveJournal. A great feature of LiveJournal is that you can search for interests on their site and it will come up with results of those who have that interest.

Are you interested in horseback riding You can see what other bloggers are interested in horseback riding as well.

When you are commenting on someone’s post, you want to make sure that you don’t leave generic comment. If you like the post, say something about what you read in the post.

After you have commented on the person’s post, then you can say something like, ‘I really like horseback riding too. I had a similar experience to yours.’ and then use it to link back to your journal.

But be sure that you sound sincere when you are commenting, and don’t make them feel like you’re just fishing for traffic.

If someone thinks that you are using their blog to get more traffic to yours, they won’t visit your site and your efforts will be wasted.

Popularity: 3% [?]

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You must have heard people say – ‘I got a good credit card deal’. So if you happen to be looking for a credit card at that moment, do you just go with what your friend has told you as a good credit card deal?

Let’s check what one can term as a good credit card deal. A credit card deal is good if it works for you. So, if the credit card fits into your lifestyle in a way that rakes in maximum benefits for you, that is a good credit card deal. The most important thing to realize here is the word ‘your’ as in ‘your lifestyle’. So logically speaking there is nothing like a good credit card deal. What it is – is good credit card deal for ‘you’ i.e. the individual who is going to use that credit card. This is because the lifestyle and the needs differ from person to person (and that is precisely the reason why every credit card supplier offers so many different kinds of credit cards). It might be true in some cases (where the lifestyle of two individuals/friends is similar) that the credit card deal which is good for one be good for the other too, however, this is just in a few cases.

You can always check with your friend who has recently got a credit card deal, since that might cut down the time needed for researching/hunting-for a good credit card deal. However, it’s really a matter of evaluating your own needs. If you travel a lot and to far off places by air, a card that offers you good rewards/rebates/benefits on travel would comprise a good credit card deal. Sometimes the airlines themselves have their own credit card issuing/supplying company from where you can get a good credit card deal. For people shopping at a particular retail store or a shop, a good credit card deal would be a card that offers discounts, rebates and rewards on shopping. Again, the retail stores themselves might have credit cards on offer that could be beneficial to you. Then there are credit card deals that are linked to gasoline stores or big grocery chains. If you don’t have any specific needs, you might use a general purpose credit card that gives reward points on every purchase you make on your credit card. These points can then be redeemed for cash/rewards. Hence, this card could become a good credit card deal for you.

Good, for credit card deals, is really a relative term and there is no credit card deal which is equally good for all.

Popularity: 4% [?]

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I received an email this morning saying that my PayPal account had just put into a limited access mode. At first I was thinking what is limited access anyway? I mean, I never expected anything wrong with my account that I would receive this email from PayPal. I was a bit worried about having limited access as most of the online business owner knows that this is the major payment processor we use online.

The ID Theft Risk Management Specialist part of me kicked in and started studying this new email that was “apparently” from PayPal. At first glance, all appeared to be in order until I noticed the following discrepancies:

1. The email is not sending out from actual PayPal email. In the sender information, it is service@paypail.com Vs service @ paypal . com.

2. It provides an fraud case ID. I checked in my account based on the ID provided and I can’t found the record.

3. Another fraud email provided in the email: security@paypalfraudcheck.com Vs security or service @ paypal.com. And attempting to go to this domain automatically redirects to PayPal properly.

4. The way to remove the limit access is simply unreasonable. The email said this: “completing all of the checklist items will automatically restore your account access”.

1) Personal identification – a copy of one photographic ID from the following list:
- Passport – Driving license – National Identification card

2) Address verification – a copy of one of the following (online statements not accepted):
- Utility bill – less than 3 months old
- Bank statement – less than 3 months old

5. Last but not least, he send to my primary email address instead of my paypal email address.

Think about it, if you account is being limited access, that means your account is being monitored by Paypal, there is no way it will restore automatically by simply by submitting these documents. I am sure Paypal will go through the manual verification process in order to remove that access.

6. To further confirm it is a phishing email, I went to do domain whois check on the domain names provided. This screenshot below confirms that this domain does not belong to PayPal.

I found out this appeared to be one of the phishing email that send out by a guy named Ryan Gunness (according to the whois record) and it sound like the following email screenshot. And I received an answer back from spoof@paypal.com within 30 minutes of submitting this email that it is indeed a phishing email.

AKPC_IDS += "618,";

Popularity: 5% [?]