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If you are too busy to pay your bills as they arrive, set aside one hour each week for paying your bills and ordering your finances. Have the same place and time set aside each week, so that paying incoming bills and taking care of your finances becomes an automatic good habit.
Make sure that the place you set aside is quiet and contain everything you need – including pens, a calendar, stamps, envelopes, and your payment information. Making bill paying automatic in this way can reduce the number of non-payments and late payments you make on your bills, and reducing these problems can help improve your credit risk rating.
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