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When we go on vacation, of course we want to get away from it all, but when we forget to pay our bills while away, we risk getting dings on our credit that can affect our credit risk rating.

Make it part of your vacation practice to pay bills in advance or to arrange someone to pay your bills while you are away. Similarly, while you are ill, arrange to have bills paid so that bills don’t pile up and so that you don’t get marked as a “non-payer.” It is frustrating to be trying to improve a credit score only to suffer a setback over a small oversight.

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