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Ok, a brief break from New Media to show you a video I shot from US Cellular Field in Chicago, Illinois for the Great Lakes Scholars Program. My grandson, Malik Gayler, was among a lot of other student across the Country that were nominated for this program. Once they win the nomination, they get to partake in a ceremony like what you will see on the video. The video is shot from the first person perspective and my grandson was fortunate to be the first in line at the parade! We even had an added bonus when Ken Griffey, Jr. walked across our path on his way to the dugout. Needless to say, the kids were honored by thousands of cheering baseball fans as the announcer read off some names and told about the program. You can here some of this on the audio, but not real clear. Enjoy!

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Develop an Organized Strategy to Repair Your Credit Score

Staying organized and on-track is very important when you are trying to boost your credit score, because there are so many details to follow up on and so many things to remember. A few basic organization tips can help make sure that you do not overlook anything that can cost you your good credit score:

Keep all your financial records – including tax records – in one place. Note the days you paid your bills on the bills themselves. Note how much you owe and where you owe money. Keeping your financial information in one place allows you to refer to it easily. Seeing all your financial life in one place also makes it easier for you to see where your credit and your financial life still needs work.

Some of the information you may want to keep in your financial file includes:

-Bills
-Tax receipts and forms
-Articles and pamphlets about debt
-Your credit reports and scores
-A list of contacts that affect your financial life (such as your bank and credit agencies, for example)
-Your written emergency plan, detailing what you should do in case of a sudden loss of job or other problem
-Banking information
-Financial forms
-Investment information
-Deeds to your assets (such as your house)
-Agreements you have signed for loans and other financial services
-A list of your financial goals
-Insurance forms

You may want to buy a box and keep your separate information in different labeled folders (tax information together, for example, and bills in another folder) for easy referencing. Whatever system you use, you will find it much easier to manage your finances – and your credit – if you don’t have to hunt for random pieces of paper.

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