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Of course, there will be times when you will have to change jobs. However, avoiding changing jobs unnecessarily will help improve your credit score by allowing you to stay in one place and build a steady financial situation.

Your credit report also shows your current and past jobs – if a lender sees that you change jobs frequently, he or she may wonder whether you have the life stability required to handle debt responsibilities. Also, the lender cannot see why you left a job. If there are many employers listed on your credit report, the lender may wonder whether you have not been fired from jobs and whether that is an indication that you will be unable to pay your debts due to unemployment at some point in the future.

A lender makes their money by the interest charged on a loan. If you default on a loan, you cause the lender to lose money. Above all, the lender wants to see evidence in your credit record that you have the traits that will make you repay the loan – with interest.

Frequent job changes may indicate – to some lenders – that you will simply disappear with the money or default on a loan. Having a stable life – including a longer-term job and one place of residence – may indicate to lenders, on the other hand, that you are building up roots in a place and so will be unlikely to move and default.

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This episode was our first using Justin.TV and I must say, it was not your normal Podcaster Training Show! On the bright side, we had 14 new viewers using this service and they just kinda stumbled on in and mostly stayed around for the show!

Due to the absence of my Co-Host and Segment Hosts, I went ahead and dove into the main topic. Ok, I tried to dive in, but there were lots of questions in the chat room, so I paused and spent about 20 minutes answering questions. Needless to say, the viewers and those listening to the podcast will learn a little more about me! I won’t into any details here, but if you want to know more, listen to the episode in the player below.

Patti showed up later in the show (she told me earlier that she would be late and had a very good reason) and we went into the Business 101 Segment and brought the main topic into this segment and talked about the importance of branding your business.

I must say that this initial test of Justin.TV worked very well. I will try them for a few weeks to see how well they work and I am currently testing some other services, so I’ll let you know what I find.

Chris Brogan has a great post about personal branding. Check this out when you have time!

Next week, we will be talking about making your podcast go viral. If you are not acquainted with viral marketing, or simply aren’t sure what this is, be sure to tune in and find out more!

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